Dealer Retail Financing

Program details and forms


Sell more cars and put more profits into your bottom line! Peoples Credit Inc. is on Dealer Track, Route One and possesses technology that can provide fast answers, professional service, and terms that will satisfy your customers!

All the reasons to use Peoples Credit Inc.:

  • Subprime loan program
  • No hold back or discount
  • Low acquisition fee $149!!(Tier 1 Customers: $50)
  • We pay fast! Just fax us the contract (call office for details) and we will cut a check and get it delivered in 72 hours!
  • We are old school underwriters!
  • We make asset based calls!
  • We finance GAP and approved warranty
  • We will look for creative ways to get your customer financing! This includes looking at additional collateral as needed to make a turn down an approval!
  • We finance older cars with high mileage
  • We finance first-time buyers
  • We report to major credit bureaus

Below you will find our program documents. Click on the links to download a pdf with the information.

Auto Program details

Retail Motorcycle Program details

Program forms

Passtime GPS Instructions


*All retail financing subject to Peoples Credit Inc. lending policy and underwriting practices.

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