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Our Rates and Terms
Auto/Motorcycle Loans $1500 to $40,000
25-72 Months
Terms Range
13.35-25.35%
Rates Range
Personal Secured Loans $500 to $40,000
25-72 Months
Terms Range
13.35-25.35%
Rates Range
Personal Unsecured Loans $500 to $5000
25-72 Months
Terms Range
17.85-28.35%
Rates Range
Offered Products **
**Not all applicants will qualify for the larger loans amounts and best rates. Larger loans will require a free and clear
title to an auto or motorcycle title in the name of the applicant, with sufficient value to secure approved loan
amount, along with proof of full coverage insurance with satisfactory deductible amounts. Applicant(s) must also
meet credit underwriting standards along with stable income sufficient to service loan payments per Peoples
Credit Inc’s Direct Loan program, subject to change without notice. APR’s will be contingent upon credit scores
and collateral.
Military Lending Disclosure
Due to changes in the Military Lending Act regulations, we regret that we are no longer able to make loans to members of the Armed Forces serving on active duty or active Guard or Reserve duty or the Spouse or Dependent of such a person.