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Our Rates and Terms

Auto/Motorcycle Loans $1500 to $40,000

13-60 Months            9.85%-29.35%
Terms Range             Rates Range

Personal Secured Loans $500 to $20,000

13-60 Months           9.35%-29.35%
Terms Range             Rates Range

Personal Unsecured Loans $500 to $3500

13-37 Months            15.85%-26.35%
Terms Range             Rates Range

Offered Products**

Credit Insurance GAP RT 66 Warranty


Not all applicants will qualify for the larger loans amounts and best rates. Larger loans will require a free and clear
title to an auto or motorcycle title in the name of the applicant, with sufficient value to secure approved loan
amount, along with proof of full coverage insurance with satisfactory deductible amounts. Applicant(s) must also
meet credit underwriting standards along with stable income sufficient to service loan payments per Peoples
Credit Inc’s Direct Loan program, subject to change without notice. APR’s will be contingent upon credit scores
and collateral.

Military Lending Act Notice

Due to changes in the Military Lending Act regulations, we regret that we are no longer able to make loans to members of the Armed Forces serving on active duty or active Guard or Reserve duty or the Spouse or Dependent of such a person.

Electronic Loan Disclosure

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